We ensure you get the best healthcare at an affordable rate!
The scheme targets the public sectors workers (civil servants) across Nigeria. The healthcare benefit package is the standard plan of NHIS as applicable across Nigeria
Retail Plans Benefits Table
IVORY | PEARLY | FLAXY | ALABASTER | |
 |  |  |  | |
AMOUNT PER PERSON PER ANNUM | ₦36,000 | ₦60,000 | ₦110,000 | ₦250,000 |
GENERAL OUTPATIENT CONSULTATION | Covered | Covered | Covered | Covered |
SPECIALIST CONSULTATION | 3 sessions per annum | 5 sessions per annum | 7 sessions per annum | 10 sessions per annum |
HOSPITALIZATION | General Ward | Semi-Private | Private Ward | Private Ward |
IMMUNIZATION AND ADDITIONAL IMMUNIZATION | NPI Scheme | NPI Scheme | NPI with additional Immunization | NPI with additional Immunization |
ANTIVENOM AND SERA | Anti-rabies only | Anti-rabies only | Anti-rabies and Anti snake venom | Anti-rabies and Anti snake venom |
LABORATORY INVESTIGATIONS including basic hematology, biochemistry and microbiology | Covered | Covered | Covered | Covered |
IMAGING STUDIES | Covered | Covered | Covered | Covered |
ADVANCED IMAGING STUDIES (Accessible after 6 months on the scheme)
| Not covered |
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|
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ANNUAL MEDICAL CHECK | Basic physical exam including BP, BMI check, FBC, blood glucose, urine and stool analysis | Basic physical exam including BP, BMI check, FBC, blood glucose, urine and stool analysis, CXR | Basic physical exam including BP, BMI check, FBC, blood glucose, urine and stool analysis, CXR, Lipid profile and EUCR | Basic physical exam including BP, BMI check, FBC, blood glucose, urine and stool analysis, CXR, Lipid profile and EUCR, PSA (If 40 or older), PAP smear ( if 30 or older) |
DRUGS | Covered | Covered | Covered | Covered |
PHYSIOTHERAPY | 3 sessions per annum | 5 sessions per annum | 7 sessions per annum | 10 sessions per annum |
DENTAL CARE/ANNUM (Accessible after 6-months on the scheme) | Not Covered | Up N20,000 annual limit | Up N30,000 annual limit | Up N45,000 annual limit |
OPTICAL CARE (2years-(Accessible after 6-months on the scheme) | Up to 7,500 | Up to 10,500 | Up to 12,500 | Up to 20,000 |
CONTRACEPTIVES | Oral contraceptives | Oral contraceptives and injectibles | Oral contraceptives, injectibles and IUCD | Oral contraceptives, injectibles and IUCD |
CHRONIC DISEASE TREATMENT (Up to a monthly limit) | Accessible after 9 months on the scheme | Accessible after 9 months on the scheme | Accessible after 6 months on the scheme | Accessible after 6 months on the scheme |
SURGICAL PROCEDURES | Overall limit of 180,000 | Overall limit of 250,000 | Overall limit of 300,000 | Overall limit of 420,000 |
GYNAECOLOGICAL AND MATERNITY (Accessible after 12 months on the scheme) | Covered up to a limit | Covered up to a limit | Covered up to a limit | Covered up to a limit |
INTENSIVE CARE UNIT AND INCUBATOR CARE | 24hours incubator care only | 48hours incubator care only | 72hours incubator care only | 5 days incubator care only and 24hrs ICU care |
AMOUNT PER PERSON PER ANNUM | IVORY ₦36,000 | PEARLY ₦60,000 | FLAXY ₦110,000 | ALABASTER ₦250,000 |